The WMC Retirement Trust can help with 401(k), Profit Sharing, Deferred Compensation, and Taft-Hartley programs. Each company will have their own separate plan. The trust as a whole, and each company within the trust, will receive pricing based on the total volume of money within the trust. As the trust grows and reaches a new breakpoint for pricing, every company within the trust will receive the price break.

For example: Your company has $100,000 in your plan. The trust has $25 million with the combined assets from all the member companies within the trust. Everyone, including your company, will pay reduced fees as if your company separately had $25 million within your plan.

We have selected Mass Mutual as our investment advisors. Mass Mutual is a Fortune 100 company managing the retirement programs of over 5,000 corporate clients. Mass Mutual provides a level of fiduciary responsibility for the benefit of the employer by choosing and managing selected fund managers.

We have chosen Benefits Administration Company of Seattle, Washington as the third party administrators for the trust.

Highlights of our plan include:

• Top fund managers represented such as: Babson, Oppenheimer, American Funds, Western Security, and more
• Reduced fees for all trust participants at newly attained breakpoints
• No plan acquisition fees
• Reduced third party administration fees
• No withdrawal penalties
• Reduced broker commissions

For those without a 401(K), there are other options such as a Simple IRA and more.